Arrange a Free initial Consultation
Call now
Independent Financial Advisor
  About Money Management

In association with the Life Academy, educational charity We are able to address the need for better financial education using the following interactive modules.
Learn more
Contact us to arrange a Free initial meeting on 0845 127 9970
Financial Planning Process


We believe that financial planning comprises two main elements - the financial strategy (or plan), and the investment strategy. The financial strategy looks at wealth creation, debt management and retirement planning, while the investment strategy examines asset allocation and investment selection.

Regardless of the scope of the Financial Plan the process includes six basic steps. These are illustrated below.

Financial Planning & Debt Management


 
Bluestone Asset Management Ltd works only with clients who value this process and who are looking to work with us on a long term basis.

There is no contractual obligation to stay with Bluestone Asset Management Ltd however the intention from the outset should be two parties both looking to meet and enjoy the benefits of a long term partnership approach.

Gather all the facts


We need to put together an accurate picture of your financial situation including the assessment of your investment and risk profile, which can range from conservative to aggressive.

 

Set financial goals


We can assist you in setting your short, medium and long term income requirements, expenditure estimates, as well as identify any other personal and business needs.

In the grand scheme of things money is not that important. What is important about money is that it enables you to enjoy the things which are important to you.

 

Identify options


We identify a variety of financial strategies and investment vehicles that fit your investment and risk profile.  After analysing information on all the available options, we then develop the most appropriate financial strategy for your objectives.

All necessary documentation, product application forms, etc, are completed. All the elements that form the recommended plan are actioned.

 

Portfolio and Plan review


Your portfolio and plan should be reviewed on a regular basis. This can be discussed with us. As your needs and circumstances change, a review of your plan can identify whether changes are required to your portfolio. If so, then these are made with your consent.

Our advisors identify the issues to address and develop a strategy for you to achieve your financial goals and objectives.

A draft plan is then prepared incorporating our advice, recommendations and reasoning for proposed actions, including a full disclosure of costs, to meet your specific financial goals and objectives. This plan is then reviewed by you and modified where necessary. A final plan is agreed.

 

Ongoing Review and Management


Financial planning is an ongoing process. The preparation of a financial plan and implementation of the recommendations arising from the plan is only the start of the financial planning relationship.

On an ongoing basis, you investments and investment structures must be regularly reviewed with regard to your situation, goals and objectives to ensure that they remain appropriate.

Often strategies must be adjusted to make allowance for changes in your circumstances and goals. Essentially a plan will grow with you and your goals for the future.

Our economic environment, government rules and regulations and your personal situation will continually change over time. This ongoing review and management program will enable adjustments to be made to your strategy where necessary to keep your portfolio on track to meet your goals and objectives.

 

To arrange an initial consultation or if you wish to speak to a consultant please call 0845 127 9970

 
 

Copyright 2005,
  Bluestone Asset Management Ltd..
All Rights Reserved.

   
Home  |  About Us  |  Add to Favourite  |  Contact Us  |  Link to Us  |  Terms of use  |  Privacy Policy | Resources | Sitemap


Bluestone Asset Management Limited

20 Sherbourne Place, The Chase, Stanmore, Middlesex HA7 3UH  |  Tel : 0845 127 9970  |  Fax: 0845 280 2150
Email: hello@bluestoneam.com

Bluestone Asset Management Ltd is registered in England & Wales under company registration No:5012337

Bluestone Asset Management Ltd (FSA No 232198) are Independent Investment and Financial Advisers authorised and regulated by the Financial Services Authority (FSA). We provide advice on and arrange products from the whole financial market, including investments, pensions, mortgages, and life and protection insurance business.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations available upon request. We may charge a Broker fee of £250 to 1% in addition to the Lenders Procuration Fee. A deposit or life cover may be required.

The information contained within this site is subject to the UK regulation regime and is therefore for the use of U.K residents. This website does not constitute a solicitation to anyone in any jurisdiction in which such solicitation is not authorised, nor to any person to whom is it unlawful to make such a solicitation.